The Kristoff Team

The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $2.7 billion over our combined 48 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.” This straight-forward approach combined with our extensive knowledge and experience has allowed us to succeed within any market condition.

Citizens Bank is financially strong and publicly traded on the NYSE under the symbol CFG. Additionally, we were recently ranked 2nd by JD Power and Associates in their 2015 survey for customer service on primary mortgage origination. Our dedication to excellence in mortgage lending has produced may satisfied customers.