Choose Your Adventure: ⤵ Buy, Build, or Refinance
How it Works
Apply Online
Our streamlined application syncs with your bank and participating employers to get accurate information fast and with minimal documentation.
Get Pre-Qualified
We'll run up to 3 automated approval engines to get you the best approval. In some cases we can even get you an appraisal waiver.
Stay Updated
Our team sends you personalized updates at each stage in the process so you know where you stand and what's needed to get to the finish line.
Close Your Loan
In-person, in a living trust, or via power of attorney, we've got the team and tools make your closing run smoothly.
Experience Mortgage Success!
Getting a loan isn't rocket science. We're making mortgage finance easy again.
Get Started Today
What our clients are saying
(843) 603-5924
Start a conversation today! We're looking forward to speaking with you.

Who We Are
The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.” This straight-forward approach combined with our extensive knowledge and experience has allowed us to succeed within any market condition.
George Mason Mortgage, LLC was founded in 1980 and has consistently been ranked by the Washington Business Journal as one of the area’s leading lenders. A wholly owned subsidiary of United Bank, George Mason Mortgage, LLC is headquartered in Fairfax, Virginia with a lending footprint in South Carolina, North Carolina, Pennsylvania, Maryland, Virginia, West Virginia and the District of Columbia.
Our Mission and Core Values
Our Mission:
To make the mortgage finance process easy again!
Integrity
We will say what we mean, mean what we say, and do what we say we are going to do.
Service
We will set proper expectations, keep clients and referral partners informed, be solution-oriented, and close on time.
Expertise
We will be stewards of our company’s and clients' resources by providing expert guidance throughout the mortgage process.
Professionalism
We will treat our clients, referral partners, and team members with professionalism and we will expect the same in return.
Positivity
We will demonstrate a positive attitude in our interactions with our clients, referral partners and team members.