Making Mortgage Finance Easy Again!

Home Loans for Buying, Building, and Refinancing

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Choose Your Adventure: ⤵ Buy, Build, or Refinance

How it Works

Apply Online

Our streamlined application syncs with your bank and participating employers to get accurate information fast and with minimal documentation.

Get Pre-Qualified

We'll run up to 3 automated approval engines to get you the best approval. In some cases we can even get you an appraisal waiver.

Stay Updated

Our team sends you personalized updates at each stage in the process so you know where you stand and what's needed to get to the finish line.

Close Your Loan

In-person, in a living trust, or via power of attorney, we've got the team and tools to make your closing run smoothly.

Experience Mortgage Success!

Getting a loan isn't rocket science. We're making mortgage finance easy again.

What our clients are saying

Our experience with the Kristoff Team was nothing short of outstanding. They were easy to work with in navigating the the paperwork maze, providing personalized service and attention. It was assuring that they were with us every step of the way. Nick, Mike and Lori were invaluable resources in purchasing our forever home.

Bob D., Marietta, GA

"I was recommended to the Kristoff Team by a previous satisfied client and boy, was it a great recommendation. The Kristoff Team works hard for you, "clearly" explains every step in the process and is very responsive to questions and concerns. These guys are as friendly, patient and professional as they come. 5 Stars!!"

Chad E., Dudley, MA

(843) 603-5924

Start a conversation today! We're looking forward to speaking with you.

Who We Are

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Our Mission and Core Values

Our Mission:

To make the mortgage finance process easy again!


We will say what we mean, mean what we say, and do what we say we are going to do.


We will set proper expectations, keep clients and referral partners informed, be solution-oriented, and close on time.


We will be stewards of our company’s and clients' resources by providing expert guidance throughout the mortgage process.


We will treat our clients, referral partners, and team members with professionalism and we will expect the same in return.


We will demonstrate a positive attitude in our interactions with our clients, referral partners and team members.

Our Office

181 Bluffton Road, Suite F-102

Bluffton, SC 29910

Mon - Fri, 9am - 5pm

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