Experience Mortgage Success

(843) 603-5924

Who We Are

The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.” This straight-forward approach combined with our extensive knowledge and experience has allowed us to succeed within any market condition.

George Mason Mortgage, LLC was founded in 1980 and has consistently been ranked by the Washington Business Journal as one of the area’s leading lenders. A wholly owned subsidiary of United Bank, George Mason Mortgage, LLC is headquartered in Fairfax, Virginia with a lending footprint in South Carolina, North Carolina, Pennsylvania, Maryland, Virginia, West Virginia and the District of Columbia.

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"Your attention to all of the details kept this transaction on time for the closing day and the clients were very pleased with your service."

- Betty Hambleton, The Alliance Group Realty

"The Kristoffs provided everything we were looking for in a mortgage: top-notch customer service, low rates, and an on-time closing. We won't work with anyone else!"

-Karen in Bluffton, SC

"The level of service provided by Nick Kristoff and his team was extraordinary. Nick mapped out a plan that we followed to the letter. I would recommend the Kristoff Team to any and all who are seeking a competent team of professionals who will guide them through the mortgage application process."

Carl & Janice Cannon - Bluffton, SC

"Working with the Kristoff Team and George Mason Mortgage was a good positive experience all around. They got it done and in the timeframe that we needed."

David Kibbe - Bluffton, SC

"Nick went above and beyond the call of service. I would highly recommend him to anyone looking to buy a home. He explained the whole process simply and effectively to amateurs like myself."

Trent Williamson - Bluffton, SC

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Construction Loans

Jumbo Loans

Hampton Lake Financing

Buying or Building in Hampton Lake? We offer premier financing options for homesites, new home construction, or for purchasing an existing property in this lakefront community.

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Palmetto Bluff Financing

Loans for purchasing a homesite, constructing your new home, or buying an existing property

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The Most Peaceful Town In All Of South Carolina

One of South Carolina’s fastest growing towns is also one of the most peaceful. It may sound contradictory, but it’s true, and this enchanting town has experienced massive growth in the last two decades. Twenty years ago Bluffton’s population was approximately 1,000; today it’s nearly 20,000. But as much of Bluffton continues to expand, it also manages to retain that small town charm...by Robin Jarvis at onlyinyourstate.com

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Simplify the mortgage process by installing our app. Apply for a mortgage, calculate monthly payments, send documents by snapping a picture, and stay up to date on the mortgage process for your home loan.

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We Moved to Old Town Bluffton, SC!

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