The Kristoff Team

Simple Budgeting Software (Video)

Simple Budgeting Software (Video)

You Need A Budget (YNAB) is a simple budget tool that helps you take control of your money. It's an online-based piece of software with mobile apps for Apple and Android mobile devices. However, it's more than their software that make it effective, it's their philosophy which they sum up in 4 rules:

Rule 1: Give Every Dollar a Job
Rule 2: Embrace Your True Expenses
Rule 3: Roll With The Punches
Rule 4: Age Your Money

You can see my quick intro to the software in this video and you can check them out for yourself at

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