The Rate app
can do it all

Meet the only app that combines physical and financial health so you can live your best life.

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Instant financial stress relieved

With the Rate App, Guaranteed Rate makes handling your finances even simpler. Not only can you get a mortgage in one day, you can apply for a personal loan in 5 minutes, save on your insurance, stay connected with the Kristoff Team and so much more! Everything you need to crush your financial goals.

Growth tools and products

Face the money stuff head on with the app. Check out what’s in store:​

  • Mortgages in one day
  • Instant personal loan approvals
  • Affordability calculators
  • Home equity access in 5 minutes
  • Refinance

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Free wellness classes from experts

With our stress-relieving fitness and wellness classes, you can lower the other rate that matters, your heart rate. Breathe in, breathe out and breathe easier.

  • Strength
  • Meditation
  • Nutrition
  • Yoga

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Everything you need to start your journey

Loans and Mortgages

Your future awaits


Clases from Deepak Chopra and other experts

Tools & Resources

You've got goals, let's hit them

*Guaranteed Rate’s Same-Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Guaranteed Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Guaranteed Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Guaranteed Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Self-employed borrowers are not eligible. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Eligible borrowers who successfully provide all required documentation within 24 business hours will receive a $250 Closing Cost Credit applied at closing, no cash value, and may not be combined with any other Lender promotions, discounts, or concessions. Not available in all states. Restrictions apply. Visit Guaranteed for terms and conditions.

**Guaranteed Rate, Inc. may choose to recommend Guaranteed Rate Insurance, LLC and/or Ravenswood Title Company, LLC to provide insurance and/or title/escrow services. Guaranteed Rate, Inc. has 100% ownership and a direct or indirect financial interest in Guaranteed Rate Insurance, LLC (d/b/a Guaranteed Rate Insurance Agency, LLC in California (License 0K09890), New Hampshire (License 2065537), and Texas (License 2557056)) and Ravenswood Title Company, LLC. You are not required to use Guaranteed Rate Insurance, LLC and/or Ravenswood Title Company, LLC as a condition for, settlement of your loan on, or purchase, sale, or refinance of, the subject property. There are frequently other settlement service providers available with similar services. You are free to shop around to determine that you are receiving the best services and the best rate for these services.

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.

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